When you face financial challenges with debt, it can have a big impact on your credit score. Improving your credit often goes hand-in-hand with getting out of debt or follows soon after. Solutions that can help you clean up your credit report and improve your score can be a lifesaver. That way, you can get you back to a financially fabulous life without delay.
Debt.com works with a range of companies that provide different types of credit solutions. Whether you want to fix your credit on your own or hire a team to do the work for you, we can connect you.
Focusing on the key components of your credit
When you’re working to improve your credit, there are two key factors you need to consider:
- Your credit report
- Your credit score
While most people know to focus on the latter, the former gets less attention. However, your credit report is really the foundation of what ends up making up your credit score. So, you need to know what your credit report says and take steps to ensure it’s clean and error-free.
Errors are more common than you think
Roughly one in four credit reports contain an error that would negatively impact a consumer’s credit score. This makes it critical that you review your credit reports regularly and take steps to correct any mistakes. This process is known as credit repair.
There are several ways to repair your credit. You can review your reports from each of the three credit bureaus and correct any issues yourself. You can also hire a team that can make disputes on your behalf.
Debt.com has solutions for both methods. We can connect you with a top-rated company that can dispute errors and mistakes on your behalf to clean up your credit for you. If you prefer to do it yourself, we can also give you the tools you need to make disputes successfully on your own.
Achieving a good credit score
Once your credit report is clean and error-free, you can focus on achieving a good credit score. Credit monitoring tools can be immensely beneficial as you work to build credit. They can help you make payments on the right debts at the right time. They can also help you understand how new credit will impact your score and identify the best time to apply.
Debt.com offers a range of advice on how to find the best credit monitoring tool for your needs and budget. We review free tools and compare them to paid tools, so you know what’s right for you.
Get a free credit evaluation to find the right solutions for your needs and goals
Achieving good credit is easier than you think, but you need the right tools to help you get there as quickly as possible. Call Debt.com for a free evaluation so our specialists can match you with the best companies and do-it-yourself solutions for your unique financial situation. Call (844) 908-9556 to get started.